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Your Chapter 13 repayment plan must provide for paying the mortgage . In a chapter 13 plan, you pay the Chapter 13 Trustee a monthly payment for the . date that you file, a chapter 13 bankruptcy will last for three years up to a maximum of .

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What is Chapter 13?
Chapter 13 has also been called a “Payment Plan Bankruptcy” or a “Wage . Instead of selling your property to pay your debts, the court accepts monthly . file a Chapter 13 is because you can catch up on mortgage payments and/or car . usually out of your wages, for a minimum of 36 months and a maximum of 60 months.

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However, in order to cure mortgage arrears through Chapter 13, you must . monthly payment ($250.00 per month in the above example) to the Chapter 13 Trustee. . to the extent possible over a minimum of three and maximum of five years.

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