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Is there a legal maximum interest rate that a credit card can charge? by Interest. com. September 27, 2007. Comment (%). <b>Q. Is there a legal maximum .

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Credit card interest - Wikipedia, the free encyclopedia
Typical credit cards have interest rates between 7 and 36% in the U.S., depending . Requires extra payments to be applied to the highest-interest rate sub-balance. . is a legal obligation on U.S. issuers that the method of charging interest is .

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Nov 11, 2010 . What is the maximum credit card interest rate allowed by. . There is no way that $30 interest in 4 days for that amount is at a legal interest rate.

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What is the highest credit card interest rate allowed by law?
Credit card interest rates vary widely from as low as 0% promotional rates to as high . 12% to 27% but is there a maximum credit card interest rate allowed by law? . a national bank to charge the rates of its chartered state became legal with a .

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Does law cap credit card interest rates?
Apr 13, 2011 . The CARD Act doesn't set a cap on interest rates, but it can help you if your . I thought there was a reasonable maximum interest rate that credit cards could charge. . You might ask, how can such sky-high rates be legal?

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    Jul 1, 2010 . The APR is the cost of credit expressed as a yearly rate of interest. . The maximum loan finance charge for a small loan is: . Out-of-state credit card issuers can export their state's higher rates and are not subject to Indiana maximums. . If you feel that you need legal assistance, contact a private attorney.

    Are there laws capping credit card interest rates?
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    May 13, 2009 . It is not at all surprising that they would reject credit card interest rate . And yet I think 15% as a maximum credit card interest rate is too low.

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    New Rules to Protect Credit Card Holders -
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S1627-2011 - NY Senate Open Legislation - States the maximum ...
Jan 10, 2011 . S1627-2011: States the maximum rate of interest on credit cards shall . Authorizes the banking board to set the maximum rate of interest for credit cards at . CARD OR DEVICE WHICH IS ISSUED TO ANY LEGAL ENTITY AS .