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To determine your maximum mortgage amount, lenders use guidelines called debt-to-income ratios. This is simply the percentage of your monthly gross income .
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Debt-to-income ratio - Wikipedia, the free encyclopedia
A debt-to-income ratio (often abbreviated DTI) is the percentage of a consumer's monthly . $3750 Monthly Income x .28 = $1050 allowed for housing expense.
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Sep 3, 2009 . Debt ratios are a percentage of your continuing debt compared to your gross monthly income. Continuing debt would include a car payment, .
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Mar 14, 2012 . The maximum allowable debt-to-income ratio (DTI) for mortgage . they are NOT allowed to get the amount that is in excess of $1000 back at .
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    Oct 31, 2007 . Also called the debt-to-income ratio, this is all your monthly liabilities . was the max ratio allowed for [housing] divided by [gross income].
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    The maximum debt-to-income ratio allowed will depend on the other two pillars -- credit and down payment. In order to get a rough estimate of what you can .
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    Feb 5, 2010 . We get a lot of questions about debt-to-income ratios these days. . IMPORTANT NOTE:Individual lenders are allowed to impose their own, .
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    Debt To Income Ratios Explained - Buyer Articles ...
    Learn about debt-to-income ratios and additional purchases that could jeopardize . The first number represents the maximum portion of your monthly gross income that is, before . $6750 x 36% = $2430 allowed for PITI plus recurring debt .
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    Jan 12, 2010 . Calculating what is called your debt-to-income ratio can give you (and your . This is the percentage allowed for housing expenses only. . Your monthly income is $4000; $4000 times 28% = $1120; The maximum loan the .
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HARP Program FAQ
Oct 28, 2011 . What is the maximum loan-to-value (LTV) ratio allowed under HARP? . maximum debt-to-income ratio and documentation of income and .
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