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Oct 29, 2009 . One of my top picks was reverse mortgage broker. . many collected fat kickbacks called yield spread premiums from lenders for putting their .

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Oct 14, 2010 . The more costly the mortgage, the higher the so-called "yield spread . fixed rate loan (FRM), adjustable rate mortgage (ARM), or a reverse mortgage. . Lenders must disclose the maximum a consumer could pay on an ARM .

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Nov 25, 2008 . Yield Spread Premium Payment to a mortgage broker by a lender . broker must ( a) initially be disclosed as a maximum (or exact) dollar . In New York State can you charge a Yield spread premium on a reverse mortgage?

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What Is the Yield Spread Premium on a Mortgage Loan? | Reverse ...
Jul 30, 2009 . It's important to ask your mortgage broker how they get paid. In many cases, mortgage brokers receive a yield spread premium (YSP), which is .

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    Mar 27, 2012 . The average age of reverse-mortgage borrowers is now 71.9, down from 76.7 in 1990, a study finds. . The back end yield spread is HUGE.

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    Aug 3, 2009 . Like it or not, the yield spread premium (YSP) will be going through its . implement price controls, such as setting maximum allowable costs, .

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    Nov 28, 2008 . Previously FHA mortgage borrowers were protected because HUD limited . construction advances, that charge may be increased to a maximum of 2.5 . with due to the CREDIT of all yield spread premium to the borrower. . FHA Eyes Increasing Tax and Insurance Delinquencies on Reverse Mortgage .

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Jun 29, 2009 . The reverse mortgage product has helped hundreds of thousands of seniors and has the . to know when they apply for the loan, the maximum interest rate . make more money on the sale (yield-spread premiums are .